Shaping up your net worth

woman-putting-money-into-a-piggy-bankBY NINA LARY

For years, Marcia Brixey had a job with a decent salary, excellent benefits and a great office, but nothing much about the job itself made her happy. The only part of being a public relations specialist for the Social Security Administration that Brixey enjoyed was helping women—attending financial conferences and speaking to women’s groups about the importance of supplemental savings. After almost a decade of being dissatisfied, she quit her job and founded Money Wi$e Women, a financial education organization for women. Brixey’s latest book, “The Money Therapist: A Woman’s Guide to Creating a Healthy Financial Life” (, offers a ton of good advice for women who want to get wise about their money. Here are 10 ways you can start:

Determine your goals. Do you want to get out of debt? Buy a new car or a house? Travel? Start an education fund for you or your kids? Write down your financial goals using affirmative language, such as “I will do X, Y and Z.” Brixey emphasizes the importance of “SMART” goals—goals that are Specific, Measurable, Attainable, Relevant and Time-based. Set reasonable deadlines for achieving your financial goals, and meet them.

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