BY GABRIELLE KAROL
LearnVest
Situation #1: It’s a friend’s wedding, your ex-boyfriend will be there with his new girlfriend and you need an absolutely perfect dress to wear.
Situation #2: A once-in-a-lifetime opportunity presents itself for you to go on a trip to Tahiti — but you haven’t exactly been saving up for a vacation like this.
Situation #3: It’s your best friend’s 30th birthday party, and a mutual friend has suggested that a group of you put in for a present that’s just a little more expensive than you had been planning on (even though you’re only paying a fifth of it).
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