BY GRETCHEN CORL
If you’re reading this, chances are you’ve already been through a dozen holiday seasons, and the next one is a handful of weeks away. You’re probably contemplating how to keep yourself from having a large hangover and an empty wallet on January 1. As each year draws to an end, it’s a time for reflection and a time to panic, as you try to stretch your last paycheck of the year to cover gifts and celebrations.
How do you avoid a money meltdown as the calendar year comes to a close?
1. Buy gifts for people because you want to, not out of obligation. Make a list of everyone you would possibly want to buy a gift for. Sleep on it. Think about what you might get for each person. Would you be excited to give them the gift, or would you simply be getting them a present because you traditionally exchange gifts at the holidays? As an aside, you’re asking for trouble if you count on a bonus check or gift money to cover your spending, or if you buy items with your credit card.
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Tagg Magazine is a print and online resource for LBT women in the DC Metropolitan and Rehoboth, DE areas.